Terms & Conditions

Important: After filling out the form on our website you will be contacted by phone, email or both by ConsumerDebtAid.ca and/or up to three of our debt partners for a free debt consultation. The purpose of your consultation will be to help determine if you qualify for a debt relief program, provide you with information and answer any questions you may have. Additionally, you may be added to the ConsumerDebtAid.ca email newsletter and that of our debt partners. These newsletters will contain information, tips and advice to help you become debt free as well as special promotions related to the same. You may withdraw your consent to receive email from ConsumerDebtAid.ca by clicking the "unsubscribe" link located at the bottom of every email or emailing support@consumerdebtaid.ca with your request to be removed from our list. You may also withdraw your consent to receive email from each of our debt partners individually by clicking the "unsubscribe" link in their emails or by responding to any email received requesting to be removed from their list.

You are under no obligation to make a purchase by taking part in a free consultation. If you qualify for and choose to participate in a debt relief program, your individual results may vary. Settlement estimates of 50 - 75% are examples of past performance and are not intended to be a guarantee of future results. Program fees and commitment length will also vary dependent on the amount that your debt can be reduced and your ability to save funds.

Disclaimer: This website is not intended to, nor does it, provide legal advice, nor is it intended to be a substitute for legal advice. If you need legal advice you must consult with a licensed attorney. Services are available to Canadian residents only and may not be available in all provinces. Please read and understand contract terms & conditions prior to enrollment. If you have any questions regarding this advertisement, please email support@consumerdebtaid.ca.

*You must have a minimum of $10,000 in unsecured debt to apply.

We have taken every effort to design our website to be useful, informative, helpful, honest and fun. Hopefully we have accomplished that - and would ask that you let us know if you'd like to see improvements or changes that would make it even easier for you to find the information you need and want. All we ask is that you agree to abide by the following Terms and Conditions. Take a few minutes to look them over because by using our site you automatically agree to them. Naturally, if you don't agree, please do not use the site. We reserve the right to make any modifications that we deem necessary at any time. Please continue to check these terms to see what those changes may be! Your continued use of the consumerdebtaid.ca website means that you accept those changes.

Restrictions on Use of Our Online Materials

All Online Materials on the consumerdebtaid.ca site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by consumerdebtaid.ca. You, the visitor, may download Online Materials for non-commercial, personal use only provided you 1) retain all copyright, trademark and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the consumerdebtaid.ca site. Any attempts to modify any Online Material, or to defeat or circumvent our security features are prohibited. Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by consumerdebtaid.ca or third-party licensers for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You're not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us

All remarks, suggestions, ideas, graphics, comments, or other information that you send to consumerdebtaid.ca through our site (other than information we promise to protect under our privacy policy becomes and remains our property, even if this agreement is later terminated. That means that we don't have to treat any such submission as confidential. You can't sue us for using ideas you submit. If we use them, or anything like them, we don't have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our consumerdebtaid.ca mission, without compensating you or anyone else for them. You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Limitation of Liability

CONSUMERDEBTAID.CA WILL NOT BE LIABLE FOR ANY DAMAGES OR LOSS THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR LOSS CAUSED BY ANY: USE OF (OR INABILITY TO USE) THE SITE USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITE FAILURE OF OUR SITE TO PERFORM IN THE MANNER YOU EXPECTED OR DESIRED ERROR ON OUR SITE OMISSION ON OUR SITE INTERRUPTION OF AVAILABILITY OF OUR SITE DEFECT ON OUR SITE DELAY IN OPERATION OR TRANSMISSION OF OUR SITE COMPUTER VIRUS OR LINE FAILURE PLEASE NOTE THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING: DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.") OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS (KNOWN IN LEGAL TERMS AS "INCIDENTAL DAMAGES.") WE ARE NOT LIABLE EVEN IF WE'VE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR BOTH. EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR "CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, ICAURIES, AND CLAIMS OF ANY AND EVERY KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT, OR THEY'RE CLAIMED UNDER ANY OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT YOU PAID IF ANYTHING TO ACCESS OUR SITE.

Links to Other Site

We sometimes provide referrals to and links to other World Wide websites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a consumerdebtaid.ca-operated site or have moved to another site. consumerdebtaid.ca is not responsible for the content or practices of third party sites that may be linked to our site. When consumerdebtaid.ca provides links or references to other websites, no inference or assumption should be made and no representation should be inferred that consumerdebtaid.ca is connected with, operates or controls these websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any consumerdebtaid.ca site or endorsement, sponsorship or support of consumerdebtaid.ca, including its respective employees, agents or directors.

Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all consumerdebtaid.ca websites, along with all related documentation and all copies and installations. consumerdebtaid.ca may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our website, we do not in any way promise that the materials will remain available to you. And consumerdebtaid.ca is entitled to terminate all or any part of any of its website without notice to you.

Jurisdiction and Other Points to Consider If you use our site from locations outside of Canada, you are responsible for compliance with any applicable local laws. These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the British Columba, Canada, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate consumerdebtaid.ca and/or its affiliates' intellectual property rights, consumerdebtaid.ca and/or its affiliates may seek injunctive or other appropriate relief in any court in the province of British Columbia, Canada, and you consent to exclusive jurisdiction and venue in such courts.

For more information, contact us at support@consumerdebtaid.ca. Mailing address: 4720 Kingsway, Suite 2600 Burnaby, British Columbia, V5H 4N2.